Car accidents are an unfortunate reality. With millions occurring annually in the U.S., filing an insurance claim is a common experience for drivers. Knowing what not to say during this process is crucial to protect your interests.
Avoid apologizing or admitting fault, as statements like "It was my fault" can assign blame to you. Refrain from speculating about details such as speed; inaccurate guesses can undermine your claim's credibility. You may also consider declining a request for a recorded statement, as it can be used against you.
To strengthen your position, consider using a dashcam. Footage can provide objective evidence of road conditions, speed, and other drivers' actions, which is valuable during a claim investigation. However, remember this footage can also be used against you if it shows negligent driving.